What Should Homeowners Expect During a Storm Damage Roof Inspection?

After a severe storm, many homeowners wonder if their roof has been damaged and whether they should contact their insurance company. The first step is a professional roof inspection. Here’s what homeowners can expect during the inspection and how it helps them navigate the insurance claim process.

1. Exterior Inspection – Checking for Visible Damage

    •    The inspector will check for:

    •    Missing or lifted shingles from high winds

    •    Hail bruises on shingles (soft spots where granules are knocked off)

    •    Damaged flashing around chimneys and vents

    •    Gutters and downspouts will be inspected for dents or granule buildup, a sign of hail damage.

2. Attic Inspection – Looking for Hidden Water Damage

    •    The inspector will look for:

    •    Water stains on the ceiling or rafters

    •    Mold or mildew caused by leaks

    •    Soft or weakened roof decking

3. Drone or Aerial Imaging (Optional but Highly Recommended)

    •    Drones capture high-resolution images from above, showing damage that’s hard to see from the ground.

    •    Aerial imaging can also be used as evidence for your insurance claim.

4. Inspection Report and Next Steps

    •    The inspector will provide a detailed inspection report listing all findings with photos.

    •    If damage is found, they may recommend:

    •    Filing a claim with your insurance company

    •    Temporary repairs to prevent further damage (like tarping)

    •    Scheduling a full roof replacement or repair

5. Understanding the Insurance Claims Process

    •    If the homeowner chooses to file a claim, the contractor will typically:

    •    Meet with the insurance adjuster during the inspection

    •    Help document additional damage the adjuster may miss

    •    Assist with the insurance paperwork and supplemental claims if needed

Final Tip for Contractors:

Educating homeowners with clear, transparent inspections builds trust and increases your chances of winning the repair job.

Get Homeowners Ready for Inspection with Storm Inspectors Leads