What Should Homeowners Expect During a Storm Damage Roof Inspection?
- Anthony Rigsby
- Feb 15
- 2 min read
Updated: Feb 18
After a severe storm, many homeowners wonder if their roof has been damaged and whether they should contact their insurance company. The first step is a professional roof inspection. Here’s what homeowners can expect during the inspection and how it helps them navigate the insurance claim process.
1. Exterior Inspection – Checking for Visible Damage
• The inspector will check for:
• Missing or lifted shingles from high winds
• Hail bruises on shingles (soft spots where granules are knocked off)
• Damaged flashing around chimneys and vents
• Gutters and downspouts will be inspected for dents or granule buildup, a sign of hail damage.
2. Attic Inspection – Looking for Hidden Water Damage
• The inspector will look for:
• Water stains on the ceiling or rafters
• Mold or mildew caused by leaks
• Soft or weakened roof decking
3. Drone or Aerial Imaging (Optional but Highly Recommended)
• Drones capture high-resolution images from above, showing damage that’s hard to see from the ground.
• Aerial imaging can also be used as evidence for your insurance claim.
4. Inspection Report and Next Steps
• The inspector will provide a detailed inspection report listing all findings with photos.
• If damage is found, they may recommend:
• Filing a claim with your insurance company
• Temporary repairs to prevent further damage (like tarping)
• Scheduling a full roof replacement or repair
5. Understanding the Insurance Claims Process
• If the homeowner chooses to file a claim, the contractor will typically:
• Meet with the insurance adjuster during the inspection
• Help document additional damage the adjuster may miss
• Assist with the insurance paperwork and supplemental claims if needed
Final Tip for Contractors:
Educating homeowners with clear, transparent inspections builds trust and increases your chances of winning the repair job.
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